PPF Calculator
Estimate your Public Provident Fund returns with our easy-to-use calculator
₹ 100,000
7.1%
15 Years
Your PPF Returns
Total Investment
₹ 1,500,000
Amount you contributed over the investment period
Total Interest
₹ 2,142,870
Interest earned on your contributions
Maturity Value
₹ 3,642,870
Total amount you will receive at maturity
About Public Provident Fund (PPF)
The Public Provident Fund (PPF) is a long-term savings scheme introduced by the Government of India. It offers tax benefits under Section 80C of the Income Tax Act and provides attractive interest rates with sovereign guarantee.
Key Features
- Minimum investment: ₹500 per year
- Maximum investment: ₹1.5 lakh per year
- Current interest rate: 7.1% per annum (compounded yearly)
- Tax-free returns at maturity
- Lock-in period: 15 years
Benefits
- Tax benefits under Section 80C
- Risk-free investment backed by government
- Partial withdrawal allowed from 7th year
- Loan facility available from 3rd to 6th year
- Can be extended in blocks of 5 years after maturity
Eligibility
- Indian residents can open a PPF account
- Only one account per individual
- Can be opened for minors (guardian operates)
- Account can be opened at post offices or authorized banks